:root{
  --ink:#13253B; --ink-900:#0B1826; --ink-800:#0F1E30; --ink-700:#1D3752; --ink-500:#2C466A;
  --gold:#B98A34; --gold-600:#A2762A; --gold-300:#D9B25E; --gold-200:#E6C87E; --gold-050:#F3E9D4;
  --paper:#F6F3EC; --card:#FFFFFF; --slate:#566575; --slate-400:#8A98A6; --line:#E4DFD4;
  --success:#2E7D5B; --success-bg:#E4F1EA; --danger:#B4462F; --danger-bg:#F7E7E2;
  --warn:#B07A15; --warn-bg:#F7EED6; --info:#2C5B8A; --info-bg:#E4EDF5;
  --shadow-sm:0 1px 2px rgba(11,24,38,.06),0 1px 3px rgba(11,24,38,.08);
  --shadow-md:0 10px 30px rgba(11,24,38,.12); --shadow-lg:0 30px 60px rgba(11,24,38,.24);
  --gold-glow:0 0 0 1px rgba(230,200,126,.3),0 20px 60px rgba(185,138,52,.28);
  --serif:'Fraunces',Georgia,serif; --sans:'Inter',system-ui,sans-serif; --mono:'IBM Plex Mono',monospace;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--sans);color:var(--ink);background:var(--paper);-webkit-font-smoothing:antialiased;line-height:1.6;overflow-x:hidden}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
button{font-family:inherit;cursor:pointer;border:none;background:none;color:inherit}
h1,h2,h3,h4{font-family:var(--serif);font-weight:600;line-height:1.1;margin:0;letter-spacing:-.015em}
p{margin:0}
::selection{background:var(--gold-200);color:var(--ink-900)}

/* ===== REVEAL ANIMATIONS ===== */
.reveal{opacity:0;transform:translateY(28px);transition:opacity .8s cubic-bezier(.2,.7,.2,1),transform .8s cubic-bezier(.2,.7,.2,1)}
.reveal.in{opacity:1;transform:none}
.reveal.d1{transition-delay:.08s}.reveal.d2{transition-delay:.16s}.reveal.d3{transition-delay:.24s}.reveal.d4{transition-delay:.32s}.reveal.d5{transition-delay:.4s}
@media(prefers-reduced-motion:reduce){.reveal{opacity:1!important;transform:none!important}*{animation:none!important}}

/* ===== UTILITIES ===== */
.wrap{max-width:1220px;margin:0 auto;padding:0 40px}
.eyebrow{font-family:var(--mono);font-size:12px;font-weight:500;letter-spacing:.24em;text-transform:uppercase;color:var(--gold-600);display:inline-flex;align-items:center;gap:10px}
.eyebrow::before{content:"";width:24px;height:1.5px;background:var(gold)}
.eyebrow.center{justify-content:center}
.eyebrow.light{color:var(--gold-200)}
.eyebrow.light::before{background:var(gold)}
.section{padding:110px 0}
.section.tight{padding:80px 0}
.shead{max-width:680px;margin-bottom:56px}
.shead.center{margin-left:auto;margin-right:auto;text-align:center}
.shead h2{font-size:clamp(30px,4.2vw,48px);margin:18px 0 0;font-weight:600}
.shead p{color:var(--slate);font-size:17.5px;margin-top:18px;line-height:1.7}
.lead{font-size:18px;color:var(--slate);line-height:1.75}
.gold-text{color:var(--gold-600)}
.serif-em{font-style:italic}

/* ===== BUTTONS ===== */
.btn{position:relative;display:inline-flex;align-items:center;justify-content:center;gap:10px;font-weight:600;font-size:15px;padding:14px 26px;border-radius:999px;transition:.2s;white-space:nowrap;line-height:1;overflow:hidden}
.btn svg{width:17px;height:17px}
.btn-gold{background:linear-gradient(135deg,var(--gold-300),var(--gold-600));color:#241a06;box-shadow:0 8px 22px rgba(185,138,52,.35)}
.btn-gold::after{content:"";position:absolute;top:0;left:-60%;width:40%;height:100%;background:linear-gradient(90deg,transparent,rgba(255,255,255,.55),transparent);transform:skewX(-20deg);transition:.5s}
.btn-gold:hover{transform:translateY(-2px);box-shadow:0 12px 30px rgba(185,138,52,.5)}
.btn-gold:hover::after{left:120%}
.btn-ink{background:var(--ink);color:#fff}
.btn-ink:hover{background:var(--ink-700);transform:translateY(-2px)}
.btn-ghost{background:transparent;color:#fff;box-shadow:inset 0 0 0 1.5px rgba(255,255,255,.35)}
.btn-ghost:hover{box-shadow:inset 0 0 0 1.5px var(--gold-200);color:var(--gold-200)}
.btn-outline{background:transparent;color:var(--ink);box-shadow:inset 0 0 0 1.5px var(--line)}
.btn-outline:hover{box-shadow:inset 0 0 0 1.5px var(--ink);background:#fff}
.btn-lg{padding:17px 34px;font-size:16px}
.btn-sm{padding:10px 18px;font-size:13.5px}
.btn-block{width:100%}

/* ===== HEADER ===== */
header.site{position:fixed;top:0;left:0;right:0;z-index:600;transition:.3s}
header.site .bar{display:flex;align-items:center;justify-content:space-between;height:78px;max-width:1220px;margin:0 auto;padding:0 40px}
header.site.scrolled{background:rgba(11,24,38,.86);backdrop-filter:saturate(160%) blur(14px);box-shadow:0 1px 0 rgba(255,255,255,.06)}
header.site.solid{background:rgba(11,24,38,.96);backdrop-filter:blur(14px)}
.brand{display:flex;align-items:center;gap:12px}
.brand .crest{width:38px;height:44px;flex:none}
.brand .bt{display:flex;flex-direction:column;line-height:1.05}
.brand .bt b{font-family:var(--serif);font-size:19px;font-weight:600;color:#fff;letter-spacing:-.01em}
.brand .bt span{font-family:var(--mono);font-size:9px;letter-spacing:.24em;text-transform:uppercase;color:var(--gold-200)}
.nav-links{display:flex;align-items:center;gap:2px}
.nav-links a{font-size:14px;font-weight:500;color:rgba(255,255,255,.82);padding:10px 15px;border-radius:999px;transition:.18s;position:relative}
.nav-links a:hover{color:#fff;background:rgba(255,255,255,.08)}
.nav-links a.active{color:var(--gold-200)}
.nav-right{display:flex;align-items:center;gap:14px}
.nav-phone{display:flex;align-items:center;gap:8px;font-weight:600;font-size:14px;color:#fff}
.nav-phone svg{width:16px;height:16px;color:var(--gold-200)}
.burger{display:none;width:46px;height:46px;border-radius:12px;flex-direction:column;gap:5px;align-items:center;justify-content:center;background:rgba(255,255,255,.1)}
.burger span{width:20px;height:2px;background:#fff;border-radius:2px;transition:.25s}
.burger.on span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.burger.on span:nth-child(2){opacity:0}
.burger.on span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
.mobile-menu{position:fixed;inset:78px 0 auto 0;background:var(--ink-900);z-index:590;transform:translateY(-120%);transition:.35s cubic-bezier(.4,0,.2,1);padding:14px 20px 26px;box-shadow:var(--shadow-lg);max-height:calc(100vh - 78px);overflow:auto}
.mobile-menu.open{transform:translateY(0)}
.mobile-menu a{color:#dbe3ec;padding:15px 8px;border-bottom:1px solid rgba(255,255,255,.08);font-weight:500;font-size:16px;display:flex;align-items:center;justify-content:space-between}
.mobile-menu a svg{width:16px;height:16px;opacity:.45}
.mobile-menu .mm-cta{margin-top:20px}

/* ===== PAGES + TRANSITION ===== */
.page{display:none}
.page.show{display:block;animation:pageIn .55s cubic-bezier(.2,.7,.2,1)}
@keyframes pageIn{from{opacity:0;transform:translateY(14px)}to{opacity:1;transform:none}}
.chrome-off header.site,.chrome-off+footer.site,body.admin footer.site,body.admin header.site{display:none}

/* ===== CINEMATIC HERO ===== */
.chero{position:relative;min-height:94vh;display:flex;align-items:center;overflow:hidden;color:#fff;
  background:radial-gradient(130% 100% at 72% 18%, 1a3big 0,transparent 60%),linear-gradient(165deg,#0B1826,#13253B 52%,#0B1826)}
.chero{background:radial-gradient(120% 100% at 74% 22%,rgba(44,70,106,.55),transparent 55%),linear-gradient(165deg,#0B1826,#13253B 54%,#081320)}
.chero .bg-photo{position:absolute;inset:0;opacity:.28;mix-blend-mode:luminosity}
.chero .bg-photo img{width:100%;height:100%;object-fit:cover}
.chero .scrim{position:absolute;inset:0;background:linear-gradient(100deg,rgba(8,16,26,.82) 0%,rgba(8,16,26,.55) 45%,rgba(8,16,26,.2) 100%)}
.chero .glow{position:absolute;width:780px;height:780px;right:-120px;top:-160px;border-radius:50%;
  background:radial-gradient(circle,rgba(230,200,126,.32),rgba(230,200,126,.06) 45%,transparent 68%);
  filter:blur(6px);animation:glowPulse 7s ease-in-out infinite;pointer-events:none}
.chero .ribbon{position:absolute;width:1200px;height:520px;right:-180px;top:16%;pointer-events:none;
  background:conic-gradient(from 210deg at 50% 50%,transparent,rgba(217,178,94,.22),transparent 40%);
  border-radius:50%;transform:rotate(-12deg);filter:blur(2px);animation:drift 16s ease-in-out infinite alternate}
.chero .ring{position:absolute;right:8%;top:20%;width:520px;height:520px;border:1px solid rgba(230,200,126,.18);border-radius:50%;pointer-events:none;animation:spin 60s linear infinite}
.chero .ring::after{content:"";position:absolute;inset:60px;border:1px solid rgba(230,200,126,.1);border-radius:50%}
.chero .motif{position:absolute;color:rgba(230,200,126,.5);animation:floaty 8s ease-in-out infinite;pointer-events:none;filter:drop-shadow(0 8px 20px rgba(0,0,0,.35))}
.chero .motif svg{width:100%;height:100%}
.chero .m1{width:56px;height:56px;left:8%;top:26%;animation-delay:.2s}
.chero .m2{width:40px;height:40px;left:14%;bottom:22%;color:rgba(230,200,126,.35);animation-delay:1.2s}
.chero .m3{width:64px;height:64px;right:16%;bottom:16%;animation-delay:.6s}
.chero .m4{width:34px;height:34px;right:30%;top:16%;color:rgba(230,200,126,.3);animation-delay:1.8s}
.chero .dot{position:absolute;width:7px;height:7px;border-radius:50%;background:var(--gold-200);opacity:.7;animation:floaty 6s ease-in-out infinite;box-shadow:0 0 10px rgba(230,200,126,.7)}
.chero .p1{left:22%;top:30%}.chero .p2{left:40%;top:20%;animation-delay:1s}.chero .p3{right:26%;top:40%;animation-delay:1.6s}.chero .p4{left:30%;bottom:26%;animation-delay:.6s;width:5px;height:5px}.chero .p5{right:40%;bottom:30%;animation-delay:2s;width:5px;height:5px}
.chero-inner{position:relative;z-index:3;max-width:1220px;margin:0 auto;padding:120px 40px 100px;display:grid;grid-template-columns:1.06fr .94fr;gap:50px;align-items:center;width:100%}
.chero-copy{max-width:600px}
.chero-copy .eyebrow{animation:heroUp .7s .1s both}
.chero h1{font-size:clamp(40px,5.6vw,74px);font-weight:600;letter-spacing:-.025em;margin-top:20px;animation:heroUp .8s .2s both}
.chero h1 em{font-style:italic;color:var(--gold-200)}
.chero .sub{font-size:19px;color:#c6d2e0;margin-top:24px;max-width:520px;animation:heroUp .8s .34s both}
.chero .cta-row{display:flex;gap:14px;margin-top:36px;flex-wrap:wrap;animation:heroUp .8s .46s both}
.chero .trust-row{display:flex;gap:28px;margin-top:44px;animation:heroUp .8s .58s both}
.chero .trust-row .ts b{font-family:var(--serif);font-size:30px;color:#fff;display:block;line-height:1}
.chero .trust-row .ts b em{color:var(--gold-200);font-style:normal}
.chero .trust-row .ts span{font-size:12.5px;color:#8fa0b4;letter-spacing:.02em}
.chero .trust-row .ts+.ts{padding-left:28px;border-left:1px solid rgba(255,255,255,.12)}
.chero-focal{position:relative;justify-self:center;animation:heroUp 1s .4s both}
.focal-frame{position:relative;width:min(440px,80vw);aspect-ratio:4/5;border-radius:24px;overflow:hidden;box-shadow:var(--gold-glow),var(--shadow-lg);border:1px solid rgba(230,200,126,.25);animation:floaty 9s ease-in-out infinite}
.focal-frame img{width:100%;height:100%;object-fit:cover}
.focal-frame .fallback{position:absolute;inset:0;display:flex;align-items:center;justify-content:center;background:radial-gradient(circle at 50% 35%,var(--ink-700),var(--ink-900));color:rgba(230,200,126,.6)}
.focal-frame .fallback svg{width:44%;height:44%}
.focal-frame::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 55%,rgba(8,16,26,.5))}
.focal-badge{position:absolute;background:rgba(11,24,38,.82);backdrop-filter:blur(8px);border:1px solid rgba(230,200,126,.28);border-radius:16px;padding:14px 18px;box-shadow:var(--shadow-lg);display:flex;align-items:center;gap:12px;z-index:4}
.focal-badge.bl{left:-30px;bottom:34px;animation:floaty 7s ease-in-out .5s infinite}
.focal-badge.tr{right:-24px;top:40px;animation:floaty 7.5s ease-in-out 1s infinite}
.focal-badge .fic{width:40px;height:40px;border-radius:10px;background:linear-gradient(135deg,var(--gold-300),var(--gold-600));color:#241a06;display:flex;align-items:center;justify-content:center;flex:none}
.focal-badge .fic svg{width:20px;height:20px}
.focal-badge b{display:block;font-family:var(--serif);font-size:18px;color:#fff;line-height:1}
.focal-badge span{font-size:11.5px;color:#9fb0c2}
.chero .scroll-cue{position:absolute;bottom:26px;left:50%;transform:translateX(-50%);z-index:4;display:flex;flex-direction:column;align-items:center;gap:8px;color:#8fa0b4;font-family:var(--mono);font-size:10px;letter-spacing:.2em;text-transform:uppercase}
.chero .scroll-cue .mouse{width:22px;height:34px;border:1.5px solid rgba(255,255,255,.3);border-radius:12px;position:relative}
.chero .scroll-cue .mouse::after{content:"";position:absolute;top:6px;left:50%;transform:translateX(-50%);width:3px;height:6px;background:var(--gold-200);border-radius:2px;animation:scrolldot 1.6s ease-in-out infinite}

@keyframes glowPulse{0%,100%{opacity:.55;transform:scale(1)}50%{opacity:.9;transform:scale(1.06)}}
@keyframes drift{0%{transform:rotate(-14deg) translateX(0)}100%{transform:rotate(-6deg) translateX(30px)}}
@keyframes floaty{0%,100%{transform:translateY(0)}50%{transform:translateY(-16px)}}
@keyframes spin{to{transform:rotate(360deg)}}
@keyframes heroUp{from{opacity:0;transform:translateY(30px)}to{opacity:1;transform:none}}
@keyframes scrolldot{0%{opacity:0;transform:translate(-50%,0)}40%{opacity:1}80%{opacity:0;transform:translate(-50%,10px)}}

/* theme accents (focal glow hue tweaks per page) */
.chero.theme-auto .glow{background:radial-gradient(circle,rgba(217,178,94,.3),transparent 66%)}
.chero.theme-commercial .glow{background:radial-gradient(circle,rgba(190,205,225,.18),rgba(230,200,126,.14) 40%,transparent 68%)}

/* ===== FORMS ===== */
.field{margin-bottom:16px}
.field label{display:block;font-size:13px;font-weight:600;color:var(--ink-700);margin-bottom:6px}
.field label .req{color:var(--danger)}
.control{width:100%;padding:12px 15px;border:1.5px solid var(--line);border-radius:11px;font-size:14.5px;font-family:inherit;color:var(--ink);background:#fff;transition:.15s}
.control::placeholder{color:#aab4bf}
.control:focus{outline:none;border-color:var(--gold);box-shadow:0 0 0 3px rgba(185,138,52,.16)}
select.control{appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 12 12'%3E%3Cpath d='M2 4l4 4 4-4' stroke='%23566575' stroke-width='1.6' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 14px center;padding-right:36px}
textarea.control{resize:vertical;min-height:110px}
.field.err .control{border-color:var(--danger);background:var(--danger-bg)}
.field.err .err-msg{display:flex}
.err-msg{display:none;align-items:center;gap:6px;color:var(--danger);font-size:12.5px;margin-top:6px;font-weight:500}
.err-msg svg{width:14px;height:14px;flex:none}
.field-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.checkbox{display:flex;gap:10px;align-items:flex-start;font-size:13.5px;color:var(--slate);cursor:pointer}
.checkbox input{margin-top:3px;width:16px;height:16px;accent-color:var(--gold)}
.chips{display:flex;flex-wrap:wrap;gap:10px}
.chip{padding:10px 16px;border:1.5px solid var(--line);border-radius:999px;font-size:13.5px;font-weight:500;color:var(--ink-700);background:#fff;transition:.15s}
.chip:hover{border-color:var(--gold)}
.chip.sel{background:var(--ink);color:#fff;border-color:var(--ink)}

/* ===== TRUST STRIP ===== */
.logos{background:var(--ink-900);color:#fff;border-top:1px solid rgba(230,200,126,.12);border-bottom:1px solid rgba(230,200,126,.12)}
.logos .wrap{display:flex;align-items:center;justify-content:space-between;gap:24px;padding:26px 40px;flex-wrap:wrap}
.logos .lbl{font-family:var(--mono);font-size:11px;letter-spacing:.18em;text-transform:uppercase;color:#7d8b9b}
.logos .set{display:flex;gap:30px;flex-wrap:wrap;align-items:center}
.logos .set b{font-family:var(--serif);font-size:19px;color:rgba(255,255,255,.72);font-style:italic}

/* ===== FEATURE SPLIT ===== */
.split{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}
.split.rev .split-media{order:2}
.split-media{position:relative}
.ph{position:relative;overflow:hidden;background:radial-gradient(circle at 40% 30%,var(--ink-700),var(--ink-900))}
.ph img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;transition:transform .7s ease}
.ph .ph-fallback{position:absolute;inset:0;display:flex;align-items:center;justify-content:center;color:rgba(230,200,126,.5)}
.ph .ph-fallback svg{width:38%;height:38%}
.split-media .ph{height:540px;border-radius:20px;box-shadow:var(--shadow-md)}
.split-media .float{position:absolute;background:#fff;border-radius:16px;padding:18px 22px;box-shadow:var(--shadow-lg);display:flex;align-items:center;gap:14px;bottom:-26px;left:-26px}
.split-media .float .fic{width:46px;height:46px;border-radius:12px;background:var(--success-bg);color:var(--success);display:flex;align-items:center;justify-content:center;flex:none}
.split-media .float .fic svg{width:23px;height:23px}
.split-media .float b{display:block;font-family:var(--serif);font-size:22px}
.split-media .float span{font-size:12.5px;color:var(--slate)}
.benefit{display:flex;gap:16px;padding:20px 0;border-bottom:1px solid var(--line)}
.benefit:last-child{border-bottom:none}
.benefit .bic{width:46px;height:46px;border-radius:12px;background:var(--ink);color:var(--gold-200);display:flex;align-items:center;justify-content:center;flex:none}
.benefit .bic svg{width:22px;height:22px}
.benefit h4{font-size:17px;margin-bottom:4px}
.benefit p{color:var(--slate);font-size:14.5px}

/* ===== SERVICE CARDS ===== */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.scard{background:#fff;border:1px solid var(--line);border-radius:18px;overflow:hidden;transition:.3s;cursor:pointer;position:relative;display:flex;flex-direction:column}
.scard::before{content:"";position:absolute;inset:0;border-radius:18px;padding:1px;background:linear-gradient(135deg,var(--gold-200),transparent 40%);-webkit-mask:linear-gradient(#fff 0 0) content-box,linear-gradient(#fff 0 0);-webkit-mask-composite:xor;mask-composite:exclude;opacity:0;transition:.3s;pointer-events:none}
.scard:hover{transform:translateY(-6px);box-shadow:var(--shadow-lg);border-color:transparent}
.scard:hover::before{opacity:1}
.scard:hover .ph img{transform:scale(1.07)}
.scard .ph{height:200px}
.scard .ph .tag{position:absolute;top:14px;left:14px;z-index:2;font-family:var(--mono);font-size:10px;letter-spacing:.12em;text-transform:uppercase;background:rgba(11,24,38,.7);backdrop-filter:blur(6px);color:var(--gold-200);padding:6px 11px;border-radius:7px}
.scard-body{padding:24px;display:flex;flex-direction:column;flex:1}
.scard h3{font-size:20px}
.scard p{color:var(--slate);font-size:14px;margin-top:9px;flex:1}
.scard .learn{margin-top:18px;font-weight:600;font-size:13.5px;color:var(--gold-600);display:inline-flex;align-items:center;gap:7px}
.scard .learn svg{width:15px;height:15px;transition:.2s}
.scard:hover .learn svg{transform:translateX(4px)}

/* ===== STAT BAND ===== */
.statband{background:linear-gradient(140deg,var(--ink),var(--ink-900));color:#fff;position:relative;overflow:hidden}
.statband::before{content:"";position:absolute;right:-120px;top:-120px;width:420px;height:420px;border-radius:50%;background:radial-gradient(circle,rgba(230,200,126,.16),transparent 65%)}
.statband .wrap{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;position:relative}
.statband .st{text-align:center;padding:16px;border-right:1px solid rgba(255,255,255,.1)}
.statband .st:last-child{border-right:none}
.statband .st b{font-family:var(--serif);font-size:clamp(38px,5vw,54px);font-weight:600;display:block;color:#fff}
.statband .st b em{color:var(--gold-200);font-style:normal}
.statband .st span{font-size:13.5px;color:#9fb0c2;margin-top:4px;display:block}

/* ===== FULL-BLEED BAND ===== */
.band{position:relative;color:#fff;overflow:hidden;background:linear-gradient(160deg,#0B1826,#13253B)}
.band .bg-photo{position:absolute;inset:0;opacity:.25;mix-blend-mode:luminosity}
.band .bg-photo img{width:100%;height:100%;object-fit:cover}
.band .glow{position:absolute;width:600px;height:600px;left:50%;top:-40%;transform:translateX(-50%);border-radius:50%;background:radial-gradient(circle,rgba(230,200,126,.2),transparent 65%);animation:glowPulse 8s ease-in-out infinite}
.band-inner{position:relative;z-index:2;max-width:840px;margin:0 auto;padding:120px 40px;text-align:center}
.band-inner h2{font-size:clamp(32px,4.6vw,50px)}
.band-inner p{font-size:18.5px;color:#c6d2e0;margin-top:20px}
.band-inner .cta-row{justify-content:center;margin-top:36px;display:flex;gap:14px;flex-wrap:wrap}

/* ===== BENEFITS 4 ===== */
.b4{display:grid;grid-template-columns:repeat(4,1fr);gap:28px}
.b4 .item .ic{width:56px;height:56px;border-radius:16px;background:linear-gradient(135deg,var(--gold-050),#fff);box-shadow:var(--shadow-sm);color:var(--gold-600);display:flex;align-items:center;justify-content:center;margin-bottom:18px}
.b4 .item .ic svg{width:27px;height:27px}
.b4 .item h4{font-size:17.5px;margin-bottom:8px}
.b4 .item p{color:var(--slate);font-size:14px}

/* ===== TESTIMONIALS ===== */
.testi{background:linear-gradient(140deg,var(--ink-900),#0e1f31);color:#fff;position:relative;overflow:hidden}
.testi .glow{position:absolute;width:560px;height:560px;right:-160px;bottom:-160px;border-radius:50%;background:radial-gradient(circle,rgba(230,200,126,.14),transparent 65%)}
.testi-track{overflow:hidden}
.testi-rail{display:flex;transition:transform .6s cubic-bezier(.4,0,.2,1)}
.testi-slide{min-width:100%;padding:0 10px}
.tquote{font-family:var(--serif);font-size:clamp(22px,3vw,32px);font-weight:500;line-height:1.42;max-width:840px;margin:0 auto;text-align:center}
.tquote::before{content:"\201C";color:var(--gold);font-size:70px;line-height:0;vertical-align:-26px;margin-right:6px}
.twho{display:flex;align-items:center;justify-content:center;gap:14px;margin-top:36px}
.twho img{width:54px;height:54px;border-radius:50%;object-fit:cover;border:2px solid var(--gold)}
.twho .wfb{width:54px;height:54px;border-radius:50%;background:var(--ink-700);border:2px solid var(--gold);display:flex;align-items:center;justify-content:center;color:var(--gold-200);font-family:var(--serif);font-size:20px}
.twho b{display:block;font-size:15px}
.twho span{font-size:13px;color:#9fb0c2}
.tnav{display:flex;align-items:center;justify-content:center;gap:16px;margin-top:40px}
.tnav button{width:46px;height:46px;border-radius:50%;background:rgba(255,255,255,.08);color:#fff;display:flex;align-items:center;justify-content:center;transition:.15s}
.tnav button:hover{background:var(--gold);color:#241a06}
.tdots{display:flex;gap:8px}
.tdots i{width:8px;height:8px;border-radius:50%;background:rgba(255,255,255,.25);cursor:pointer;transition:.2s}
.tdots i.on{background:var(--gold);width:24px;border-radius:6px}

/* ===== BIG CTA ===== */
.cta-final{background:linear-gradient(120deg,var(--gold-300),var(--gold-600));color:#241a06;border-radius:26px;padding:60px;display:grid;grid-template-columns:1.4fr .6fr;gap:30px;align-items:center;position:relative;overflow:hidden}
.cta-final::after{content:"";position:absolute;right:-50px;top:-50px;width:280px;height:280px;border:2px solid rgba(36,26,6,.14);border-radius:50%}
.cta-final::before{content:"";position:absolute;right:40px;bottom:-80px;width:200px;height:200px;border:2px solid rgba(36,26,6,.1);border-radius:50%}
.cta-final h2{font-size:clamp(28px,3.6vw,42px);color:#241a06}
.cta-final p{margin-top:14px;font-size:16px;color:#4a3a12;max-width:460px}
.cta-final .cta-row{display:flex;gap:14px;justify-content:flex-end;flex-wrap:wrap;position:relative;z-index:2}

/* ===== GALLERY ===== */
.gallery{display:grid;grid-template-columns:repeat(4,1fr);grid-auto-rows:190px;gap:16px}
.gallery .g{border-radius:14px;overflow:hidden;cursor:pointer;position:relative}
.gallery .g.big{grid-column:span 2;grid-row:span 2}
.gallery .g .ph{position:absolute;inset:0}
.gallery .g .zoom{position:absolute;inset:0;background:rgba(11,24,38,.4);opacity:0;display:flex;align-items:center;justify-content:center;transition:.25s;z-index:2}
.gallery .g .zoom svg{width:34px;height:34px;color:var(--gold-200)}
.gallery .g:hover .zoom{opacity:1}
.gallery .g:hover .ph img{transform:scale(1.08)}

/* ===== SUB-PAGE HERO (compact) ===== */
.phero{position:relative;color:#fff;overflow:hidden;background:linear-gradient(160deg,#0B1826,#13253B)}
.phero .glow{position:absolute;width:560px;height:560px;right:-120px;top:-200px;border-radius:50%;background:radial-gradient(circle,rgba(230,200,126,.2),transparent 65%)}
.phero .bg-photo{position:absolute;inset:0;opacity:.2;mix-blend-mode:luminosity}
.phero .bg-photo img{width:100%;height:100%;object-fit:cover}
.phero-inner{position:relative;z-index:2;max-width:1220px;margin:0 auto;padding:150px 40px 76px}
.phero .crumb{font-family:var(--mono);font-size:12px;letter-spacing:.1em;color:#9fb0c2;margin-bottom:16px}
.phero .crumb a:hover{color:var(--gold-200)}
.phero h1{font-size:clamp(34px,4.8vw,58px);max-width:760px}
.phero p{font-size:18px;color:#c6d2e0;margin-top:18px;max-width:620px}

/* ===== VALUES ===== */
.values{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
.value{background:#fff;border:1px solid var(--line);border-radius:18px;padding:32px;position:relative}
.value .num{font-family:var(--mono);font-size:12px;color:var(--gold-600);letter-spacing:.1em}
.value .ic{width:54px;height:54px;border-radius:14px;background:var(--ink);color:var(--gold-200);display:flex;align-items:center;justify-content:center;margin:14px 0 18px}
.value .ic svg{width:26px;height:26px}
.value h3{font-size:20px;margin-bottom:9px}
.value p{color:var(--slate);font-size:14.5px}

/* ===== TEAM ===== */
.team{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.tm{text-align:center}
.tm .ph{height:270px;border-radius:16px;margin-bottom:15px}
.tm b{font-size:16px;display:block}
.tm span{font-size:12.5px;color:var(--gold-600);font-family:var(--mono);letter-spacing:.04em}
.tm p{font-size:13px;color:var(--slate);margin-top:8px}

/* ===== COVERAGE ROWS (themed pages) ===== */
.crow{display:grid;grid-template-columns:1fr 1fr;gap:58px;align-items:center;padding:50px 0;border-bottom:1px solid var(--line)}
.crow:last-child{border-bottom:none}
.crow.rev .crow-media{order:2}
.crow-media .ph{height:420px;border-radius:20px;box-shadow:var(--shadow-md)}
.crow .tag{font-family:var(--mono);font-size:11px;letter-spacing:.14em;text-transform:uppercase;color:var(--gold-600);font-weight:500}
.crow h2{font-size:clamp(26px,3vw,34px);margin:12px 0 14px}
.crow ul{list-style:none;padding:0;margin:22px 0;display:grid;grid-template-columns:1fr 1fr;gap:12px}
.crow ul li{display:flex;gap:9px;font-size:14px;color:var(--ink-700);align-items:flex-start}
.crow ul li svg{width:17px;height:17px;color:var(--success);flex:none;margin-top:2px}
.crow .row-cta{display:flex;gap:12px;margin-top:8px;flex-wrap:wrap}

/* ===== QUOTE WIZARD ===== */
.quote-shell{max-width:840px;margin:0 auto}
.stepper{display:flex;justify-content:space-between;margin-bottom:8px;position:relative}
.stepper::before{content:"";position:absolute;top:19px;left:6%;right:6%;height:2px;background:var(--line);z-index:0}
.stepper .sbar{position:absolute;top:19px;left:6%;height:2px;background:linear-gradient(90deg,var(--gold-300),var(--gold-600));z-index:1;transition:width .4s ease;width:0}
.stepper .st{position:relative;z-index:2;display:flex;flex-direction:column;align-items:center;gap:8px;flex:1}
.stepper .st .dot{width:40px;height:40px;border-radius:50%;background:#fff;border:2px solid var(--line);display:flex;align-items:center;justify-content:center;font-weight:600;font-size:14px;color:var(--slate);transition:.25s}
.stepper .st.active .dot{border-color:var(--gold);background:linear-gradient(135deg,var(--gold-300),var(--gold-600));color:#241a06}
.stepper .st.done .dot{border-color:var(--success);background:var(--success);color:#fff}
.stepper .st span{font-size:12px;color:var(--slate);font-weight:500;text-align:center}
.stepper .st.active span{color:var(--ink)}
.qpanel{background:#fff;border:1px solid var(--line);border-radius:20px;padding:40px;box-shadow:var(--shadow-sm);margin-top:26px}
.qstep{display:none}.qstep.show{display:block;animation:pageIn .35s ease}
.qstep h3{font-size:23px;margin-bottom:6px}
.qstep .qsub{color:var(--slate);font-size:14.5px;margin-bottom:24px}
.qnav{display:flex;justify-content:space-between;margin-top:28px;gap:14px}
.review-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px 28px}
.review-grid .ri{padding:12px 0;border-bottom:1px solid var(--line)}
.review-grid .ri .k{font-family:var(--mono);font-size:11px;letter-spacing:.08em;text-transform:uppercase;color:var(--slate-400)}
.review-grid .ri .v{font-size:15px;font-weight:500;margin-top:3px}
.success-panel{text-align:center;padding:30px 10px}
.success-panel .sc{width:82px;height:82px;border-radius:50%;background:var(--success-bg);color:var(--success);display:flex;align-items:center;justify-content:center;margin:0 auto 22px}
.success-panel .sc svg{width:42px;height:42px}
.success-panel h3{font-size:27px;margin-bottom:10px}
.success-panel p{color:var(--slate);max-width:440px;margin:0 auto 8px}
.ref-no{font-family:var(--mono);font-size:14px;background:var(--paper);border:1px dashed var(--line);border-radius:8px;padding:10px 16px;display:inline-block;margin-top:14px}

/* ===== CLAIMS ===== */
.claims-grid{display:grid;grid-template-columns:1.6fr 1fr;gap:40px;align-items:start}
.dropzone{border:2px dashed var(--line);border-radius:14px;padding:36px;text-align:center;background:var(--paper);transition:.2s;cursor:pointer}
.dropzone:hover,.dropzone.drag{border-color:var(--gold);background:var(--gold-050)}
.dropzone .dz-ic{width:52px;height:52px;border-radius:14px;background:#fff;color:var(--gold-600);display:flex;align-items:center;justify-content:center;margin:0 auto 12px;box-shadow:var(--shadow-sm)}
.dropzone .dz-ic svg{width:24px;height:24px}
.dropzone b{font-size:15px}.dropzone span{font-size:13px;color:var(--slate);display:block;margin-top:4px}
.file-list{margin-top:14px;display:flex;flex-direction:column;gap:8px}
.file-item{display:flex;align-items:center;gap:12px;background:#fff;border:1px solid var(--line);border-radius:10px;padding:10px 14px;font-size:13.5px}
.file-item .fi-ic{width:32px;height:32px;border-radius:8px;background:var(--info-bg);color:var(--info);display:flex;align-items:center;justify-content:center;flex:none}
.file-item .fi-ic svg{width:16px;height:16px}
.file-item .fi-name{flex:1;font-weight:500}
.file-item .fi-size{color:var(--slate-400);font-family:var(--mono);font-size:12px}
.file-item .fi-x{color:var(--slate-400);cursor:pointer}.file-item .fi-x:hover{color:var(--danger)}
.side-card{background:linear-gradient(150deg,var(--ink),var(--ink-900));color:#fff;border-radius:20px;padding:30px}
.side-card h4{font-size:18px;margin-bottom:16px}
.side-card .sc-item{display:flex;gap:13px;padding:14px 0;border-bottom:1px solid rgba(255,255,255,.1)}
.side-card .sc-item:last-child{border-bottom:none}
.side-card .sc-item .ic{width:40px;height:40px;border-radius:10px;background:rgba(255,255,255,.08);color:var(--gold-200);display:flex;align-items:center;justify-content:center;flex:none}
.side-card .sc-item .ic svg{width:18px;height:18px}
.side-card .sc-item b{font-size:14px;display:block}.side-card .sc-item span{font-size:12.5px;color:#9fb0c2}
.claim-steps{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-bottom:46px}
.claim-step{background:#fff;border:1px solid var(--line);border-radius:14px;padding:24px;position:relative}
.claim-step .n{width:34px;height:34px;border-radius:10px;background:linear-gradient(135deg,var(--gold-300),var(--gold-600));color:#241a06;font-family:var(--mono);font-weight:600;display:flex;align-items:center;justify-content:center;font-size:14px;margin-bottom:14px}
.claim-step h4{font-size:15.5px;margin-bottom:6px}.claim-step p{font-size:13px;color:var(--slate)}

/* ===== FAQ ===== */
.support-grid{display:grid;grid-template-columns:1.4fr .6fr;gap:44px;align-items:start}
.faq-search{position:relative;margin-bottom:24px}
.faq-search svg{position:absolute;left:16px;top:50%;transform:translateY(-50%);width:18px;height:18px;color:var(--slate-400)}
.faq-search input{padding-left:44px;height:54px;font-size:15px}
.acc{border:1px solid var(--line);border-radius:14px;overflow:hidden;background:#fff;margin-bottom:12px;transition:.2s}
.acc.open{box-shadow:var(--shadow-sm)}
.acc-q{width:100%;text-align:left;padding:20px 22px;display:flex;align-items:center;justify-content:space-between;gap:16px;font-weight:600;font-size:16px;color:var(--ink)}
.acc-q .pm{width:30px;height:30px;border-radius:9px;background:var(--paper);display:flex;align-items:center;justify-content:center;flex:none;transition:.25s}
.acc-q .pm svg{width:15px;height:15px;color:var(--gold-600)}
.acc.open .acc-q .pm{background:var(--ink);transform:rotate(180deg)}
.acc.open .acc-q .pm svg{color:var(--gold-200)}
.acc-a{max-height:0;overflow:hidden;transition:max-height .3s ease}
.acc-a .inner{padding:0 22px 22px;color:var(--slate);font-size:14.5px;line-height:1.7}
.res-card{background:linear-gradient(150deg,var(--ink),var(--ink-900));color:#fff;border-radius:16px;padding:28px;margin-bottom:16px}
.res-card h4{font-size:18px;margin-bottom:8px}.res-card p{font-size:13.5px;color:#9fb0c2;margin-bottom:16px}
.res-link{display:flex;align-items:center;justify-content:space-between;padding:14px 0;border-top:1px solid var(--line);font-size:14px;font-weight:500;color:var(--ink);cursor:pointer}
.res-link svg{width:15px;height:15px;color:var(--gold-600)}

/* ===== CONTACT ===== */
.contact-grid{display:grid;grid-template-columns:1.3fr .7fr;gap:44px;align-items:start}
.contact-info{background:linear-gradient(150deg,var(--ink),var(--ink-900));color:#fff;border-radius:20px;padding:34px}
.contact-info h3{font-size:21px;margin-bottom:8px}.contact-info>p{color:#9fb0c2;font-size:14px;margin-bottom:24px}
.ci-row{display:flex;gap:14px;padding:16px 0;border-bottom:1px solid rgba(255,255,255,.1)}
.ci-row:last-child{border-bottom:none}
.ci-row .ic{width:44px;height:44px;border-radius:12px;background:rgba(255,255,255,.08);color:var(--gold-200);display:flex;align-items:center;justify-content:center;flex:none}
.ci-row .ic svg{width:20px;height:20px}
.ci-row .lbl{font-size:12px;color:#9fb0c2;font-family:var(--mono);letter-spacing:.06em;text-transform:uppercase}
.ci-row b{font-size:15px;display:block;margin-top:2px;color:#fff}
.map-wrap{border-radius:20px;overflow:hidden;border:1px solid var(--line);height:440px;box-shadow:var(--shadow-sm)}
.map-wrap iframe{width:100%;height:100%;border:0}

/* ===== PRIVACY ===== */
.legal{max-width:820px;margin:0 auto}
.legal .updated{font-family:var(--mono);font-size:12px;color:var(--slate-400);letter-spacing:.06em;margin-bottom:30px}
.legal h2{font-size:23px;margin:36px 0 12px}
.legal p{color:var(--slate);font-size:15px;margin-bottom:14px;line-height:1.75}
.legal ul{color:var(--slate);font-size:15px;line-height:1.8;padding-left:20px}
.toc{background:#fff;border:1px solid var(--line);border-radius:14px;padding:24px 28px;margin-bottom:40px}
.toc b{font-size:13px;text-transform:uppercase;letter-spacing:.06em;color:var(--ink)}
.toc ol{margin:12px 0 0;padding-left:20px;columns:2;font-size:14px}
.toc ol li{padding:4px 0}.toc a:hover{color:var(--gold-600)}

/* ===== FOOTER ===== */
footer.site{background:var(--ink-900);color:#aeb9c6;position:relative;overflow:hidden}
footer.site .fglow{position:absolute;left:50%;top:-30%;transform:translateX(-50%);width:700px;height:400px;border-radius:50%;background:radial-gradient(circle,rgba(230,200,126,.08),transparent 65%)}
.foot-top{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:44px;padding:76px 0 48px;position:relative}
.foot-brand p{margin-top:18px;font-size:14px;max-width:300px;line-height:1.7}
.foot-social{display:flex;gap:10px;margin-top:22px}
.foot-social a{width:40px;height:40px;border-radius:11px;background:rgba(255,255,255,.06);display:flex;align-items:center;justify-content:center;transition:.15s}
.foot-social a:hover{background:var(--gold);color:#241a06}.foot-social svg{width:17px;height:17px}
.foot-col h5{color:#fff;font-family:var(--sans);font-size:13px;font-weight:600;letter-spacing:.05em;text-transform:uppercase;margin:0 0 18px}
.foot-col a{display:block;font-size:14px;padding:7px 0;transition:.15s}
.foot-col a:hover{color:var(--gold-200);padding-left:4px}
.foot-bottom{border-top:1px solid rgba(255,255,255,.08);padding:24px 0;display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:12px;position:relative}
.foot-bottom .lic{font-family:var(--mono);font-size:11.5px;letter-spacing:.05em;color:#7d8b9b}
.foot-bottom .lic b{color:var(--gold-200)}
.foot-bottom .fl{display:flex;gap:20px;font-size:12.5px}

/* ===== MODALS / LIGHTBOX / TOAST ===== */
.overlay{position:fixed;inset:0;background:rgba(8,16,26,.66);backdrop-filter:blur(4px);z-index:800;display:none;align-items:center;justify-content:center;padding:24px}
.overlay.show{display:flex;animation:pageIn .25s ease}
.modal{background:#fff;border-radius:22px;width:100%;max-width:540px;max-height:90vh;overflow-y:auto;box-shadow:var(--shadow-lg);animation:pop .3s cubic-bezier(.34,1.4,.6,1)}
@keyframes pop{from{transform:scale(.94) translateY(10px);opacity:0}to{transform:none;opacity:1}}
.modal-head{padding:28px 30px 0;position:relative}
.modal-head .mtag{font-family:var(--mono);font-size:11px;letter-spacing:.14em;text-transform:uppercase;color:var(--gold-600)}
.modal-head h3{font-size:24px;margin:8px 0 4px}.modal-head p{color:var(--slate);font-size:14px}
.modal-x{position:absolute;top:22px;right:24px;width:38px;height:38px;border-radius:11px;background:var(--paper);color:var(--slate);display:flex;align-items:center;justify-content:center;transition:.15s}
.modal-x:hover{background:var(--ink);color:#fff}.modal-x svg{width:18px;height:18px}
.modal-body{padding:24px 30px 30px}
.svc-modal-hero{height:190px;position:relative;overflow:hidden;border-radius:22px 22px 0 0;background:radial-gradient(circle at 50% 30%,var(--ink-700),var(--ink-900))}
.svc-modal-hero img{width:100%;height:100%;object-fit:cover}
.svc-modal-hero .ov{position:absolute;inset:0;background:linear-gradient(180deg,rgba(11,24,38,.1),rgba(11,24,38,.85))}
.svc-modal-hero h3{position:absolute;bottom:20px;left:28px;color:#fff;font-size:27px;z-index:2}
.svc-modal-hero .mtag2{position:absolute;top:20px;left:28px;z-index:2;font-family:var(--mono);font-size:11px;letter-spacing:.12em;text-transform:uppercase;color:var(--gold-200);background:rgba(11,24,38,.5);padding:5px 11px;border-radius:6px}
.cov-cols{display:grid;grid-template-columns:1fr 1fr;gap:22px;margin:18px 0 24px}
.cov-cols h5{font-size:13px;display:flex;align-items:center;gap:8px;margin-bottom:10px}
.cov-cols h5 svg{width:16px;height:16px}
.cov-cols .inc h5{color:var(--success)}.cov-cols .exc h5{color:var(--danger)}
.cov-cols ul{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:9px}
.cov-cols ul li{font-size:13.5px;color:var(--slate);display:flex;gap:8px;align-items:flex-start}
.cov-cols ul li::before{content:"";width:5px;height:5px;border-radius:50%;background:var(--gold);margin-top:8px;flex:none}
.lightbox{position:fixed;inset:0;background:rgba(6,12,20,.95);z-index:900;display:none;align-items:center;justify-content:center}
.lightbox.show{display:flex;animation:pageIn .25s}
.lightbox img{max-width:86vw;max-height:82vh;border-radius:10px;box-shadow:var(--shadow-lg)}
.lb-x{position:absolute;top:26px;right:30px;width:50px;height:50px;border-radius:14px;background:rgba(255,255,255,.1);color:#fff;display:flex;align-items:center;justify-content:center}
.lb-x:hover{background:var(--gold);color:#241a06}.lb-x svg{width:22px;height:22px}
.lb-nav{position:absolute;top:50%;transform:translateY(-50%);width:56px;height:56px;border-radius:50%;background:rgba(255,255,255,.1);color:#fff;display:flex;align-items:center;justify-content:center;transition:.15s}
.lb-nav:hover{background:var(--gold);color:#241a06}.lb-nav svg{width:24px;height:24px}
.lb-prev{left:32px}.lb-next{right:32px}
.lb-count{position:absolute;bottom:30px;left:50%;transform:translateX(-50%);font-family:var(--mono);font-size:13px;color:#c6d2e0;letter-spacing:.1em}
.toast{position:fixed;bottom:26px;left:50%;transform:translateX(-50%) translateY(120px);background:var(--ink);color:#fff;padding:15px 24px;border-radius:12px;box-shadow:var(--shadow-lg);z-index:950;display:flex;align-items:center;gap:12px;font-size:14px;font-weight:500;transition:transform .4s cubic-bezier(.34,1.3,.6,1)}
.toast.show{transform:translateX(-50%) translateY(0)}.toast svg{width:19px;height:19px;color:var(--gold-200)}

/* ===== RESPONSIVE ===== */
@media(max-width:1024px){
  .wrap,header.site .bar,.chero-inner,.phero-inner,.band-inner{padding-left:32px;padding-right:32px}
  .chero-inner{grid-template-columns:1fr;gap:40px;padding-top:130px}
  .chero-focal{justify-self:start;order:-1}
  .focal-frame{width:min(340px,72vw)}
  .split{gap:44px}.cards{grid-template-columns:repeat(2,1fr)}
  .b4{grid-template-columns:repeat(2,1fr);gap:32px}
  .team,.gallery{grid-template-columns:repeat(2,1fr)}
  .claim-steps{grid-template-columns:repeat(2,1fr)}
}
@media(max-width:820px){
  .nav-links,.nav-phone{display:none}.burger{display:flex}
  .section{padding:72px 0}.chero{min-height:auto}
  .chero-inner{padding:120px 32px 70px}
  .split,.split.rev{grid-template-columns:1fr;gap:34px}.split.rev .split-media{order:0}
  .split-media .ph{height:360px}
  .statband .wrap{grid-template-columns:1fr 1fr;gap:24px}.statband .st:nth-child(2){border-right:none}
  .crow,.crow.rev{grid-template-columns:1fr;gap:28px}.crow.rev .crow-media{order:0}.crow-media .ph{height:300px}
  .values{grid-template-columns:1fr}
  .cta-final{grid-template-columns:1fr;padding:44px 34px}.cta-final .cta-row{justify-content:flex-start}
  .support-grid,.contact-grid,.claims-grid{grid-template-columns:1fr;gap:32px}
  .review-grid{grid-template-columns:1fr}
  .foot-top{grid-template-columns:1fr 1fr;gap:34px}
}
@media(max-width:560px){
  .wrap,header.site .bar,.chero-inner,.phero-inner,.band-inner{padding-left:20px;padding-right:20px}
  .chero-inner{padding:108px 20px 64px}
  .chero .trust-row{gap:18px}.chero .trust-row .ts+.ts{padding-left:18px}
  .cards,.b4,.team,.gallery,.claim-steps{grid-template-columns:1fr}
  .gallery .g.big{grid-column:span 1;grid-row:span 1}
  .field-row,.crow ul{grid-template-columns:1fr}
  .statband .wrap{grid-template-columns:1fr}.statband .st{border-right:none;border-bottom:1px solid rgba(255,255,255,.1);padding-bottom:18px}
  .foot-top{grid-template-columns:1fr}
  .stepper .st span{display:none}.qpanel{padding:26px}
  .phero-inner{padding:120px 20px 56px}.band-inner{padding:80px 20px}
  .focal-badge.bl{left:-10px}.focal-badge.tr{right:-8px}
  .cta-final{padding:34px 22px}
}
/* Floating WhatsApp button */
.wa-float{position:fixed;right:22px;bottom:22px;width:58px;height:58px;border-radius:50%;background:#25D366;display:flex;align-items:center;justify-content:center;box-shadow:0 8px 24px rgba(0,0,0,.22);z-index:9999;transition:transform .2s;animation:wa-pulse 2.4s infinite}
.wa-float:hover{transform:scale(1.08)}
.wa-float svg{width:32px;height:32px;fill:#E6C87E}
.wa-float::before{content:"Chat with us";position:absolute;right:70px;background:#0B1826;color:#E6C87E;font-size:12.5px;font-weight:600;padding:7px 12px;border-radius:8px;white-space:nowrap;opacity:0;pointer-events:none;transition:.2s;font-family:'Inter',sans-serif}
.wa-float:hover::before{opacity:1}
@keyframes wa-pulse{0%{box-shadow:0 8px 24px rgba(0,0,0,.22),0 0 0 0 rgba(37,211,102,.5)}70%{box-shadow:0 8px 24px rgba(0,0,0,.22),0 0 0 16px rgba(37,211,102,0)}100%{box-shadow:0 8px 24px rgba(0,0,0,.22),0 0 0 0 rgba(37,211,102,0)}}
@media(max-width:560px){.wa-float{right:16px;bottom:16px;width:52px;height:52px}.wa-float svg{width:28px;height:28px}}

/* client reviews: stars + submit form */
.tstars{color:#E6C87E;text-align:center;font-size:18px;letter-spacing:3px;margin-bottom:14px}
.rev-cta{text-align:center;margin-top:40px}
.rev-form{max-width:640px;margin:22px auto 0;background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.13);border-radius:16px;padding:22px;text-align:left}
.rev-row{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.rev-in{width:100%;padding:12px 14px;border:1px solid rgba(255,255,255,.16);border-radius:10px;background:rgba(255,255,255,.06);color:#fff;font-size:14.5px;font-family:'Inter',sans-serif;margin-bottom:12px}
.rev-in::placeholder{color:#8aa0b4}
.rev-in:focus{outline:none;border-color:#E6C87E}
.rev-stars{font-size:26px;color:#3a4a5c;cursor:pointer;margin-bottom:12px;user-select:none}
.rev-stars span{transition:.15s;padding:0 2px}
.rev-stars span.on{color:#E6C87E}
.rev-note{margin-top:10px;font-size:13.5px;min-height:18px}
.rev-note.ok{color:#7ee0b0}.rev-note.err{color:#ff9b8a}
@media(max-width:560px){.rev-row{grid-template-columns:1fr}}

@media(max-width:640px){
  .quote-shell{padding:0}
  .field-row{grid-template-columns:1fr !important;gap:0}
  .stepper{overflow-x:auto;gap:8px;-webkit-overflow-scrolling:touch}
  .stepper .st span{font-size:11px}
  .qnav{flex-wrap:wrap;gap:10px}
  .qnav .btn{flex:1;justify-content:center}
  .chips{grid-template-columns:1fr 1fr}
  .phero-inner h1{font-size:28px}
}
@media(max-width:440px){.chips{grid-template-columns:1fr}}

/* ===== MOBILE FIXES (appended) ===== */
html,body{overflow-x:hidden;}                 /* stop side-scroll from glow circles */
@media(max-width:820px){
  .reveal{opacity:1 !important;transform:none !important;}   /* content always visible + tappable on mobile (fixes review form) */
}
@media(max-width:560px){
  .chero h1{font-size:clamp(30px,8vw,40px);}
  .testi-slide{padding:0 4px;}
  .tquote{font-size:clamp(19px,5.4vw,25px);}
  .tquote::before{font-size:44px;vertical-align:-14px;}
  .rev-form{padding:18px;}
  .rev-in{font-size:16px;}                    /* 16px stops iOS zoom-jump on focus */
}

/* ===== FIX: decorative glow was blocking taps on the review form ===== */
.glow{pointer-events:none;}                       /* decorative only — never capture clicks */
.rev-cta,.rev-form,.rev-in,.rev-stars{position:relative;z-index:2;}
/* team avatar: make the gold user-icon clearly visible (was too faint) */
.tm .ph .ph-fallback{color:var(--gold-200);}
.tm .ph .ph-fallback svg{width:46%;height:46%;}

/* team initials avatar */
.tm .ph{display:flex;align-items:center;justify-content:center;}
.tm .ph .ph-ini{font-family:var(--serif);font-weight:600;font-size:72px;color:var(--gold-200);letter-spacing:1px;line-height:1;}
@media(max-width:560px){.tm .ph .ph-ini{font-size:56px;}}