Home, Auto, and Commercial coverage for the people who build things. We compare options from multiple A-rated insurance markets, match them to your real risk, and stay with you through renewals and claims.
6States licensed
6Lines of business
A-ratedInsurance markets
Prompt reviewof every quote request
IndependentMultiple markets
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Some of the markets we work with
Three worlds, one agency
Choose the coverage that fits your life
Each line has its own dedicated experience dive into the one you need, or bundle across all three for the best rate.
Personal · Property
Home Insurance
HO-3 / HO-5 protection for your home, belongings, and personal liability plus landlord and dwelling-fire for rentals.
Explore home coverage
Personal · Auto
Auto Insurance
Liability, collision, and comprehensive right-sized limits and multi-policy discounts when you bundle with home.
Explore auto coverage
Commercial · Business
Commercial
BOP, workers' comp, and commercial auto for small businesses, contractors, and real-estate investors.
Explore commercial
Side-by-sidequote comparison
Why Bulwark
An agent who works for you not a carrier
Independent by design
We work with multiple A-rated insurance markets, compare the options available for your risk, and recommend where coverage, price, and carrier appetite actually fit.
Coverage-gap reviews
We read the exclusions so you're not surprised at claim time flagging co-insurance, ordinance-or-law, and missing endorsements.
6States licensed NY, NJ, VA, MI, CA, TX
A-ratedMultiple insurance markets
6Lines of business
1Agency from quote to claim
Independent · Honest · On your side
You've built something worth protecting.
A five-minute conversation can surface gaps you didn't know you had, and we'll show you whether a better option is available.
The Bulwark difference
What you get with an independent agent
Multi-market shopping
One application, options from multiple A-rated insurance markets. We do the comparing for you.
Coverage that fits
Policies matched to your real exposures, not a one-size fits all package.
Responsive service
We review every request promptly. Quote, COI, and endorsement timing depends on underwriting and carrier requirements.
A real relationship
The same agency at renewal, at claim time, and every time your needs change.
Clients
Trusted by the people who build
★★★★★
I was looking for home insurance in Texas and was glad I found The Bulwark Insurance Agency. They were helpful throughout the process and made things easier for me. I really appreciate their help.
Start a free, no-obligation quote. We'll compare options from our A-rated markets and explain what's covered, what's excluded, and what it costs.
Personal · Property · Landlord
Your home, guarded.
From your primary residence to a portfolio of rentals HO-3, HO-5, Condo, Renters, and Dwelling-fire coverage placed with the endorsements most agents forget to mention.
HO-3 / HO-5Homeowner forms
DP-3Dwelling fire
HO-4 / HO-6Renters & condo
Replacement costoptions reviewed
Home coverage
Protection for every kind of home
Personal · Property
Homeowners
HO-3 and HO-5 protection for your dwelling, belongings, and personal liability with water-backup, extended-dwelling, and ordinance-or-law endorsements built to fit.
Dwelling & other structures
Personal property (RCV options)
Personal liability
Loss of use
Commercial · Property
Landlord & Dwelling Fire
DP-3 dwelling fire and lessor's-risk programs for rental owners single doors to multi-unit portfolios, with fair-rental-value / loss-of-rents options available.
HO-6 for condo owners and HO-4 for tenants covering your belongings, interior improvements, and personal liability at a price that's easy to say yes to.
Personal property
Walls-in / improvements
Personal liability
Loss assessment
Every kind of home
Coverage for the way you live
Tap any image to view it larger.
Let's protect your home right
Get a free homeowners or landlord quote in minutes no obligation.
Personal & Commercial · Auto
Every mile, covered.
Personal auto, commercial, and hired/non-owned coverage with liability limits reviewed against what you have to protect.
Bundlehome + auto options
CAcommercial auto
UM/UIMuninsured motorist
Multi-policydiscounts where available
Auto coverage
On the road or on the job
Personal · Auto
Personal Auto
Liability, collision, and comprehensive, with multi-policy discounts where the carrier offers them. We right-size liability limits so a serious accident doesn't reach your assets.
Bodily injury & property
Collision & comprehensive
Uninsured motorist
Bundle discounts (where available)
Commercial · Auto
Commercial Auto
Coverage for business-owned vehicles and fleets, plus separate hired and non-owned auto (HNOA) liability for vehicles your business rents or employees drive for work. Covered-auto symbols are selected carefully, and additional-insured requests are handled according to carrier and policy requirements.
Liability & physical damage
Hired & non-owned
Fleet programs
Cargo options
BundleMulti-policy options
ID cards& COIs on request
6States we write auto
24/7Carrier claim lines
Get a better auto rate
Personal or commercial, we'll shop it and show you whether a better option is available.
Commercial · BOP · WC
Built for business.
Business owners policies, workers' comp, and commercial auto for small businesses, contractors, and real-estate investors with class-code and COI work done right.
BOPproperty + GL
WCworkers' comp
COIscertificates on request
COI supportto get you on the job
Commercial coverage
Everything your business carries
Commercial · BOP
Business Owners Policy
Property, general liability, and business income bundled for eligible retail, office, and service risks. The workhorse policy for many small businesses.
Statutory coverage for your payroll from high-mod contractors to clerical exposures with class-code review, experience-mod analysis, and pay-as-you-go options.
Medical & indemnity
Employers liability
Class-code review
Pay-as-you-go
Commercial
Commercial Auto
Liability and physical damage for business-owned vehicles, plus hired & non-owned auto liability for businesses that drive.
Auto liability (BI/PD)
Collision & comp
Hired & non-owned
Protect your business the right way
Tell us what you do and we'll build the program, bundling lines where it makes sense.
An independent agency built for business owners, landlords, contractors, and families who want an advocate not a vending machine.
Why we exist
Good coverage shouldn't be a gamble
A "Bulwark" is a rampart the defensive wall that protects what's inside. That's the job we take seriously: standing between your business or family and the losses that could set you back years.
Because we're independent, we're never captive to one carrier's appetite or price. We work with multiple A-rated insurance markets, read the fine print for gaps, and stay with you through renewals and claims.
NY.NJ.VA.MI.CA.TXLicensed states
MultipleA-rated markets
What we stand for
Principles we underwrite by
01
Protection first
Every recommendation starts with your exposures, not a sales quota. If you don't need it, we won't sell it.
02
Radical clarity
We explain coverage, exclusions, and cost in plain English so you know exactly what you're buying.
03
We show up at claims
The real test of an agency is claim day. We help you report the loss to your carrier and stay in touch through the process.
Your team
People who pick up the phone
FG
Faiqa GillaniPrincipal Agent
Licensed agent leading placement and carrier relationships across all six states.
CL
Commercial Lines TeamClient Service
BOP, workers' comp, and commercial auto specialist.
PL
Personal Lines TeamClient Service
Home, auto, and landlord programs for families and investors.
CS
Claims Support TeamService & Claims
Helps you report claims to your carrier and follows up on status.
Let's protect what you've built
Start a free quote or reach out we'll take it from there.
For emergencies, injuries, or active damage, call your insurance carrier's 24/7 claim line first (it's on your policy and ID card), then notify us so we can help.
1
Report the loss
Submit the form below or call us. The sooner we know, the sooner we can help.
2
We report it to your carrier
We help submit the first notice of loss to your insurance company, which assigns the adjuster.
3
Document & inspect
Share photos and receipts. The carrier's adjuster reviews the damage.
4
Resolution
The carrier decides coverage and settlement under your policy. We stay in touch and help you follow up.
Claim details
All fields marked * are required.
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Required
Required
Required
Please describe the loss
Drop files here or click to uploadPhotos, estimates, police reports PDF, JPG, PNG up to 10MB each
Important: This form notifies our agency. It does not report the claim to your insurance company by itself. We will confirm by phone or email once your claim has been reported to the carrier. For urgent losses, call your carrier's 24/7 claim line now.
Need to report now?
(516) 216-0818Agency claims desk
thebulwarkinsurance@gmail.comEmail your claim team
24/7 carrier claim linesNumber is on your policy / ID card. Call us and we'll help you find it.
The Bulwark Agency Inc. ("we," "us," or "our") respects your privacy. This policy explains what information we collect through this website and how we use and protect it. By using this site or requesting a quote, you consent to the practices described here.
1. Information we collect
When you request a quote, file a claim, or contact us, we may collect your name, contact details, address, and information about the property, vehicle, or business you'd like to insure, along with standard technical data to improve the site.
2. How we use your information
To prepare and deliver insurance quotes across our carrier markets
To service policies, process endorsements, and assist with claims
To respond to your questions and support requests
To meet legal, regulatory, and licensing obligations in NY, NJ, VA, MI, CA, and TX
3. Sharing & disclosure
As an independent agency, we share the information you provide with insurance carriers and underwriters solely to obtain quotes and place coverage on your behalf. We do not sell your personal information. We may disclose information when required by law.
4. Data security
We use reasonable administrative, technical, and physical safeguards to protect your information. No method of transmission over the internet is completely secure, so we cannot guarantee absolute security.
5. Your choices
You may opt out of marketing communications at any time and request access to or correction of your information by contacting us. Standard message and data rates may apply to text communications you authorize.
6. Contact us
Questions about this policy? Email thebulwarkinsurance@gmail.com or call (516) 216-0818.
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